:root {
    --mf-loading-border: rgba(109, 179, 255, 0.16);
    --mf-loading-border-strong: rgba(133, 196, 255, 0.28);
    --mf-loading-text: var(--text-main, #212529);
    --mf-loading-muted: var(--text-muted, #6c757d);
    --mf-loading-muted-strong: var(--text-main, #212529);
    --mf-loading-accent: var(--primary-color, #0d6efd);
    --mf-loading-accent-bright: #38bdf8;
    --mf-loading-accent-green: var(--accent-color, #198754);
    --mf-loading-accent-soft: rgba(13, 110, 253, 0.18);
}

.mf-global-loader {
    position: fixed;
    inset: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 24px;
    background: #f6f8fb;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 220ms ease, visibility 220ms ease;
    z-index: 12000;
}

.mf-global-loader.is-visible {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
}

.mf-global-loader__panel {
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
    width: auto;
    max-width: calc(100vw - 32px);
    min-height: auto;
    padding: 0;
    border-radius: 0;
    background: none;
    border: 0;
    box-shadow: none;
    overflow: visible;
    isolation: auto;
}

.mf-global-loader__panel::before,
.mf-global-loader__panel::after {
    display: none;
}

.mf-global-loader__header,
.mf-global-loader__body,
.mf-global-loader__hero {
    position: relative;
    z-index: 1;
}

.mf-global-loader__header {
    display: none;
}

.mf-global-loader__eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-width: 0;
    padding: 8px 12px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.08);
    color: var(--mf-loading-muted-strong);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.02em;
}

.mf-global-loader__eyebrow-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: linear-gradient(180deg, var(--mf-loading-accent-bright) 0%, var(--mf-loading-accent) 100%);
    box-shadow: 0 0 0 0 rgba(56, 189, 248, 0.34);
    animation: mf-loader-pulse 1.8s ease-in-out infinite;
}

.mf-global-loader__status {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 34px;
    padding: 7px 12px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(133, 196, 255, 0.18);
    color: var(--mf-loading-muted-strong);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.02em;
    text-transform: uppercase;
}

.mf-global-loader__hero {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 0;
}

.mf-global-loader__body {
    display: none;
}

.mf-global-loader__title {
    margin: 0;
    font-family: 'Outfit', 'Inter', sans-serif;
    font-size: clamp(22px, 2vw, 28px);
    line-height: 1.15;
    color: var(--mf-loading-text);
    font-weight: 700;
    letter-spacing: 0;
}

.mf-global-loader__message {
    margin: 12px 0 0;
    color: var(--mf-loading-muted);
    font-size: 13px;
    line-height: 1.7;
}

.mf-global-loader__meta {
    margin-top: 14px;
    color: var(--mf-loading-muted);
    font-size: 12px;
    line-height: 1.55;
}

/* ── MICROFIN growing-tree loader ─────────────────────────────────────────
   The brand emblem sprouts from the ground with a springy stretch, sways in
   the wind while loading, sinks back and regrows — with floating leaves. */
.mf-loader-tree {
    --mf-tree-size: 132px;
    --mf-tree-blue: #3872e8;
    --mf-tree-blue-soft: #6b9bff;
    --mf-tree-blue-deep: #2853b8;
    position: relative;
    width: var(--mf-tree-size);
    min-width: var(--mf-tree-size);
    height: calc(var(--mf-tree-size) * 1.12);
    display: flex;
    align-items: flex-end;
    justify-content: center;
}

.mf-loader-tree--hero { --mf-tree-size: 168px; }
.mf-loader-tree--tab  { --mf-tree-size: 104px; }

.mf-loader-tree__sprout {
    position: relative;
    z-index: 3;
    width: calc(var(--mf-tree-size) * 0.78);
    height: calc(var(--mf-tree-size) * 0.78);
    margin-bottom: calc(var(--mf-tree-size) * 0.055);
    transform-origin: 50% 100%;
    animation: mf-tree-lifecycle 4.8s cubic-bezier(0.34, 1.35, 0.44, 1) infinite;
    will-change: transform;
}

.mf-loader-tree__logo {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: contain;
    animation: mf-tree-reveal 4.8s ease-out infinite;
    will-change: clip-path, filter;
}

/* Spring up from the soil → sway in the wind → sink back → regrow */
@keyframes mf-tree-lifecycle {
    0%   { transform: scale(0.5, 0.03); }
    7%   { transform: scale(0.82, 0.55); }
    14%  { transform: scale(0.94, 1.14); }
    20%  { transform: scale(1.05, 0.94); }
    26%  { transform: scale(1, 1) rotate(0deg); }
    38%  { transform: scale(1) rotate(2.4deg); }
    50%  { transform: scale(1) rotate(-2.1deg); }
    62%  { transform: scale(1) rotate(1.5deg); }
    73%  { transform: scale(1) rotate(-0.9deg); }
    82%  { transform: scale(1) rotate(0.4deg); }
    89%  { transform: scale(1, 1) rotate(0deg); }
    93%  { transform: scale(0.96, 1.05); }
    100% { transform: scale(0.5, 0.03); }
}

/* Bottom-to-top unveil synced with the sprout, plus a fresh-green flash */
@keyframes mf-tree-reveal {
    0%   { clip-path: inset(94% 6% 0 6% round 8px); filter: brightness(1.35) saturate(1.25); }
    16%  { clip-path: inset(0 0 0 0 round 0); filter: brightness(1.12) saturate(1.12); }
    30%  { filter: brightness(1) saturate(1); }
    88%  { clip-path: inset(0 0 0 0 round 0); filter: brightness(1); }
    97%  { filter: brightness(1.2); }
    100% { clip-path: inset(94% 6% 0 6% round 8px); filter: brightness(1.35); }
}

/* Soil line + soft light where the tree is rooted */
.mf-loader-tree__ground {
    position: absolute;
    z-index: 2;
    bottom: calc(var(--mf-tree-size) * 0.02);
    left: 50%;
    width: calc(var(--mf-tree-size) * 0.56);
    height: calc(var(--mf-tree-size) * 0.045);
    border-radius: 999px;
    background: linear-gradient(90deg, transparent, var(--mf-tree-blue-deep) 22%, var(--mf-tree-blue) 50%, var(--mf-tree-blue-deep) 78%, transparent);
    transform: translateX(-50%);
    animation: mf-tree-ground 4.8s ease-in-out infinite;
}

@keyframes mf-tree-ground {
    0%   { transform: translateX(-50%) scaleX(0.25); opacity: 0.35; }
    10%  { transform: translateX(-50%) scaleX(1.1);  opacity: 1; }
    16%  { transform: translateX(-50%) scaleX(1); }
    90%  { transform: translateX(-50%) scaleX(1); opacity: 1; }
    100% { transform: translateX(-50%) scaleX(0.25); opacity: 0.35; }
}

.mf-loader-tree__ground-glow {
    position: absolute;
    z-index: 1;
    bottom: calc(var(--mf-tree-size) * -0.08);
    left: 50%;
    width: calc(var(--mf-tree-size) * 0.9);
    height: calc(var(--mf-tree-size) * 0.3);
    border-radius: 50%;
    background: radial-gradient(ellipse at center, rgba(56, 114, 232, 0.28), transparent 70%);
    transform: translateX(-50%);
    animation: mf-tree-ground-glow 4.8s ease-in-out infinite;
}

@keyframes mf-tree-ground-glow {
    0%, 100% { opacity: 0.2; transform: translateX(-50%) scale(0.6); }
    14%      { opacity: 1;   transform: translateX(-50%) scale(1.15); }
    24%      { opacity: 0.75; transform: translateX(-50%) scale(1); }
    60%      { opacity: 0.9; transform: translateX(-50%) scale(1.06); }
    90%      { opacity: 0.75; transform: translateX(-50%) scale(1); }
}

/* Halo breathing behind the crown */
.mf-loader-tree__glow {
    position: absolute;
    z-index: 0;
    top: 6%;
    left: 50%;
    width: calc(var(--mf-tree-size) * 0.95);
    height: calc(var(--mf-tree-size) * 0.95);
    border-radius: 50%;
    background: radial-gradient(circle at center, rgba(107, 155, 255, 0.32), rgba(56, 114, 232, 0.1) 55%, transparent 72%);
    transform: translateX(-50%);
    animation: mf-tree-halo 2.4s ease-in-out infinite;
}

@keyframes mf-tree-halo {
    0%, 100% { opacity: 0.45; transform: translateX(-50%) scale(0.92); }
    50%      { opacity: 0.95; transform: translateX(-50%) scale(1.08); }
}

/* Leaves fluttering up around the growing tree */
.mf-loader-tree__leaf {
    position: absolute;
    z-index: 4;
    bottom: 12%;
    left: 50%;
    width: calc(var(--mf-tree-size) * 0.085);
    height: calc(var(--mf-tree-size) * 0.085);
    border-radius: 0 62% 4% 62%;
    background: linear-gradient(135deg, var(--mf-tree-blue-soft), var(--mf-tree-blue));
    box-shadow: 0 0 6px rgba(56, 114, 232, 0.35);
    opacity: 0;
    pointer-events: none;
    animation: mf-leaf-rise 3.6s ease-in infinite;
    will-change: transform, opacity;
}

.mf-loader-tree__leaf--1 { margin-left: -38%; animation-delay: 0.2s;  animation-duration: 3.4s; }
.mf-loader-tree__leaf--2 { margin-left: 30%;  animation-delay: 0.9s;  animation-duration: 3.9s; transform: scale(0.8); }
.mf-loader-tree__leaf--3 { margin-left: -18%; animation-delay: 1.6s;  animation-duration: 3.2s; transform: scale(0.7); }
.mf-loader-tree__leaf--4 { margin-left: 40%;  animation-delay: 2.3s;  animation-duration: 4.2s; }
.mf-loader-tree__leaf--5 { margin-left: 8%;   animation-delay: 2.9s;  animation-duration: 3.5s; transform: scale(0.65); }
.mf-loader-tree__leaf--6 { margin-left: -32%; animation-delay: 3.5s;  animation-duration: 3.8s; transform: scale(0.85); }

/* Travel distances derive from the tree size, not the tiny leaf itself */
@keyframes mf-leaf-rise {
    0%   { transform: translate(0, 0) rotate(0deg) scale(0.4); opacity: 0; }
    12%  { opacity: 0.95; transform: translate(calc(var(--mf-tree-size) * 0.05),  calc(var(--mf-tree-size) * -0.12)) rotate(60deg) scale(0.9); }
    35%  { opacity: 0.9;  transform: translate(calc(var(--mf-tree-size) * -0.07), calc(var(--mf-tree-size) * -0.38)) rotate(160deg) scale(1); }
    60%  { opacity: 0.75; transform: translate(calc(var(--mf-tree-size) * 0.08),  calc(var(--mf-tree-size) * -0.66)) rotate(280deg) scale(0.95); }
    85%  { opacity: 0.35; transform: translate(calc(var(--mf-tree-size) * -0.05), calc(var(--mf-tree-size) * -0.92)) rotate(390deg) scale(0.8); }
    100% { opacity: 0;    transform: translate(calc(var(--mf-tree-size) * 0.03),  calc(var(--mf-tree-size) * -1.08)) rotate(440deg) scale(0.6); }
}

@media (prefers-reduced-motion: reduce) {
    .mf-loader-tree__sprout,
    .mf-loader-tree__logo,
    .mf-loader-tree__ground,
    .mf-loader-tree__ground-glow,
    .mf-loader-tree__glow,
    .mf-loader-tree__leaf {
        animation: none;
    }
    .mf-loader-tree__leaf { display: none; }
    .mf-loader-tree__logo { clip-path: none; }
}

.mf-loader-signal {
    --mf-loader-size: 120px;
    --mf-loader-blob-size: 25px;
    position: relative;
    width: var(--mf-loader-size);
    min-width: var(--mf-loader-size);
    aspect-ratio: 1;
    display: grid;
    place-items: center;
}

.mf-loader-signal--hero {
    --mf-loader-size: 188px;
    --mf-loader-blob-size: 38px;
}

.mf-loader-signal--tab {
    --mf-loader-size: 88px;
    --mf-loader-blob-size: 20px;
}

.mf-loader-signal::before,
.mf-loader-signal::after {
    content: "";
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
    pointer-events: none;
}

.mf-loader-signal::before {
    inset: 24%;
    left: auto;
    transform: none;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(56, 189, 248, 0.12) 0%, rgba(13, 110, 253, 0.05) 54%, transparent 78%);
    filter: blur(6px);
}

.mf-loader-signal::after {
    display: none;
}

.mf-loader-signal__ring,
.mf-loader-signal__glow,
.mf-loader-signal__blob {
    position: absolute;
    border-radius: 50%;
}

.mf-loader-signal__ring--outer {
    inset: 14%;
    border: 1px solid rgba(13, 110, 253, 0.18);
    animation: mf-loader-breathe 4.6s ease-in-out infinite;
}

.mf-loader-signal__ring--inner {
    inset: 25%;
    border: 1px solid rgba(13, 110, 253, 0.15);
    animation: mf-loader-breathe 4.6s ease-in-out infinite;
    animation-delay: -1.4s;
}

.mf-loader-signal__ring--dotted {
    inset: 5%;
    border: 2px dotted rgba(13, 110, 253, 0.24);
    opacity: 0.85;
    animation: mf-rotate 12s linear infinite;
}

.mf-loader-signal__glow {
    inset: 32%;
    background: radial-gradient(circle, rgba(13, 110, 253, 0.12) 0%, rgba(13, 110, 253, 0.04) 54%, transparent 80%);
    filter: blur(4px);
}

.mf-loader-signal__blob {
    width: var(--mf-loader-blob-size);
    height: calc(var(--mf-loader-blob-size) * 1.2);
    border-radius: 999px;
    filter: drop-shadow(0 0 10px rgba(56, 189, 248, 0.16));
    animation: mf-loader-drift 4.2s ease-in-out infinite;
}

.mf-loader-signal__blob::before {
    content: "";
    position: absolute;
    width: 68%;
    height: 68%;
    right: -16%;
    top: 28%;
    border-radius: inherit;
    background: inherit;
    opacity: 0.94;
}

.mf-loader-signal__blob--a {
    --mf-blob-rotate: -16deg;
    left: 29%;
    top: 35%;
    background: linear-gradient(180deg, #20b3e6 0%, var(--mf-loading-accent) 100%);
    transform: rotate(var(--mf-blob-rotate));
    animation-delay: -1.8s;
}

.mf-loader-signal__blob--b {
    --mf-blob-rotate: 18deg;
    right: 26%;
    top: 41%;
    width: calc(var(--mf-loader-blob-size) * 1.18);
    height: calc(var(--mf-loader-blob-size) * 1.28);
    background: linear-gradient(180deg, #49d8ff 0%, var(--mf-loading-accent) 68%, var(--mf-loading-accent-green) 100%);
    transform: rotate(var(--mf-blob-rotate));
    animation-delay: -0.8s;
}

.mf-loader-signal__blob--c {
    --mf-blob-rotate: 22deg;
    left: 45%;
    bottom: 28%;
    width: calc(var(--mf-loader-blob-size) * 0.92);
    height: calc(var(--mf-loader-blob-size) * 1.08);
    background: linear-gradient(180deg, #2fe0ff 0%, var(--mf-loading-accent) 58%, var(--mf-loading-accent-green) 100%);
    transform: rotate(var(--mf-blob-rotate));
    animation-delay: -2.4s;
}

.mf-top-progress {
    position: fixed;
    top: 0;
    left: 0;
    height: 3px;
    width: 100%;
    opacity: 0;
    pointer-events: none;
    z-index: 12010;
    transition: opacity 180ms ease;
}

.mf-top-progress.is-visible {
    opacity: 1;
}

.mf-top-progress__bar {
    height: 100%;
    width: 28%;
    border-radius: 0 999px 999px 0;
    background: linear-gradient(90deg, var(--mf-loading-accent) 0%, var(--mf-loading-accent-bright) 100%);
    box-shadow: 0 0 20px rgba(13, 110, 253, 0.42);
    animation: mf-top-progress 1.2s ease-in-out infinite;
}

.mf-loading-area {
    position: relative;
}

.mf-loading-area.is-loading > :not(.mf-section-loader) {
    opacity: 0.48;
    transition: opacity 180ms ease;
}

.mf-section-loader,
.mf-tab-loader {
    position: absolute;
    inset: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 18px;
    background: #f8fafc;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 180ms ease, visibility 180ms ease;
}

.mf-section-loader {
    border-radius: inherit;
    z-index: 40;
}

.mf-tab-loader {
    z-index: 8;
}

.mf-loading-area.is-loading .mf-section-loader,
.mf-section-loader.is-visible,
.mf-tab-loader.is-visible {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
}

.mf-section-loader__card,
.mf-tab-loader__box {
    position: relative;
    width: auto;
    max-width: calc(100% - 20px);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0;
    padding: 0;
    border-radius: 0;
    text-align: center;
    background: none;
    border: 0;
    box-shadow: none;
    overflow: visible;
    isolation: auto;
}

.mf-section-loader__card::before,
.mf-tab-loader__box::before {
    display: none;
}

.mf-section-loader__visual,
.mf-tab-loader__visual,
.mf-section-loader__copy,
.mf-tab-loader__title,
.mf-tab-loader__text {
    position: relative;
    z-index: 1;
}

.mf-section-loader__copy {
    display: none;
}

.mf-section-loader__title,
.mf-tab-loader__title {
    margin: 0;
    color: var(--mf-loading-text);
    font-size: 14px;
    font-weight: 700;
    line-height: 1.35;
    letter-spacing: 0;
}

.mf-section-loader__label,
.mf-tab-loader__text {
    color: var(--mf-loading-muted);
    font-size: 12px;
    line-height: 1.5;
    max-width: 30ch;
}

.mf-tab-loader__title,
.mf-tab-loader__text {
    display: none;
}

.mf-button-loading {
    position: relative;
}

.mf-button-loading.is-loading {
    opacity: 0.96;
    cursor: wait;
    pointer-events: none;
}

.mf-button-loading__content {
    display: inline-flex;
    align-items: center;
    gap: 10px;
}

.mf-button-loading__spinner {
    position: relative;
    width: 15px;
    height: 15px;
    flex: 0 0 auto;
    border-radius: 50%;
    border: 1px solid rgba(255, 255, 255, 0.28);
    background: rgba(255, 255, 255, 0.08);
    box-shadow:
        0 0 0 1px rgba(13, 110, 253, 0.14),
        0 0 12px rgba(56, 189, 248, 0.16);
    animation: mf-rotate 1.1s linear infinite;
}

.mf-button-loading__spinner::before,
.mf-button-loading__spinner::after {
    content: "";
    position: absolute;
    border-radius: 50%;
}

.mf-button-loading__spinner::before {
    inset: 3px;
    background: linear-gradient(180deg, var(--mf-loading-accent-bright) 0%, var(--mf-loading-accent) 100%);
    box-shadow: 0 0 10px rgba(56, 189, 248, 0.26);
}

.mf-button-loading__spinner::after {
    inset: -2px;
    border: 1.5px solid transparent;
    border-top-color: rgba(255, 255, 255, 0.92);
    border-right-color: rgba(56, 189, 248, 0.85);
}

.tab-item .mf-tab-dot {
    display: none;
    position: relative;
    width: 12px;
    height: 12px;
    flex: 0 0 auto;
    border-radius: 50%;
    border: 1px solid rgba(13, 110, 253, 0.18);
    background: rgba(13, 110, 253, 0.08);
}

.tab-item .mf-tab-dot::before,
.tab-item .mf-tab-dot::after {
    content: "";
    position: absolute;
    border-radius: 50%;
}

.tab-item .mf-tab-dot::before {
    inset: 2.6px;
    background: linear-gradient(180deg, var(--mf-loading-accent-bright) 0%, var(--mf-loading-accent) 100%);
    box-shadow: 0 0 8px rgba(56, 189, 248, 0.24);
}

.tab-item .mf-tab-dot::after {
    inset: -2px;
    border: 1px solid transparent;
    border-top-color: rgba(56, 189, 248, 0.9);
    border-right-color: rgba(56, 189, 248, 0.55);
    animation: mf-rotate 1.2s linear infinite;
}

.tab-item.is-loading .mf-tab-dot {
    display: inline-block;
}

body.mf-loading-lock {
    cursor: progress;
}

body.tab-mode .mf-global-loader {
    background: #f8fafc;
}

.tab-panel iframe.mf-tab-frame-loading {
    opacity: 0;
}

@media (max-width: 768px) {
    .mf-global-loader {
        padding: 16px;
    }

    .mf-global-loader__panel {
        width: auto;
        max-width: calc(100vw - 32px);
    }

    .mf-global-loader__body {
        max-width: 100%;
    }

    .mf-loader-signal--hero {
        --mf-loader-size: 162px;
        --mf-loader-blob-size: 32px;
    }

    .mf-section-loader,
    .mf-tab-loader {
        padding: 12px;
    }

    .mf-section-loader__card,
    .mf-tab-loader__box {
        width: auto;
        max-width: calc(100% - 8px);
    }
}

@keyframes mf-loader-pulse {
    0%,
    100% {
        box-shadow: 0 0 0 0 rgba(56, 189, 248, 0.34);
        opacity: 1;
    }

    60% {
        box-shadow: 0 0 0 10px rgba(56, 189, 248, 0);
        opacity: 0.92;
    }
}

@keyframes mf-loader-breathe {
    0%,
    100% {
        opacity: 0.84;
        transform: scale(1);
    }

    50% {
        opacity: 1;
        transform: scale(1.035);
    }
}

@keyframes mf-loader-drift {
    0%,
    100% {
        transform: translate3d(0, 0, 0) rotate(var(--mf-blob-rotate, 0deg));
    }

    50% {
        transform: translate3d(0, -6px, 0) scale(1.04) rotate(calc(var(--mf-blob-rotate, 0deg) + 8deg));
    }
}

@keyframes mf-top-progress {
    0% {
        transform: translateX(-120%);
    }

    100% {
        transform: translateX(430%);
    }
}

@keyframes mf-rotate {
    to {
        transform: rotate(360deg);
    }
}